About Gramadhar
The main function of Gramadhar Finserve Private Limited will be to provide loan/advances to customers with special focus on semi urban and rural centers. Company has business plans for advancing secured/unsecured loansto needy and deserving customers or person who finds difficulty to access finance from banking services.
Since the promoters have extensive experience and knowledge of rural India, the understanding about customer’s income, expenditure pattern, timing of credit requirement, cash flow analysis, the business will be aligned around these factors which will ensure enough number of customers interested in availing loans from Gramadhar Finserve Private Limited and equally collection mechanism based on cash flows of customers will help schedule repayments accordingly and maintain NPA levels below industry level.
The business will be largely outbound rather than inbound so that customers get facilities at door step and need not run from pillar to post for credit facilities.
